On May 25, 2018, the new General Data Protection Regulation (GDPR) will come into force. Genève Invest is updating its Privacy Policy to inform you about what personal information is collected, how it is used, and what controls you have over your personal information. By using the Genève Invest website and related Genève Invest websites, you accept the practices described in this Privacy Policy. At Genève Invest, we know that you want to be informed about how information about you is used and shared, and we appreciate the trust you place in us to protect your personal information. The protection of your personal data and compliance with the GDPR directive is important to us. For this reason, we treat your personal data in accordance with the current legal data protection regulations. For information on specific aspects regarding compliance with the GDPR guidelines, please click on the relevant link below.
- Privacy policy and use of the website
- General terms and conditions
- Terms of use in relation to financial information
- Privacy
- TData processing and automatic login
- Request report about your data
If you have any questions or concerns, please contact your personal investment advisor or Genève Invest’s Data Protection Officer. This Privacy Policy sets forth the rules and procedures regarding information or data received or collected about members, visitors and users (collectively, “you” and “your”). www.Genèveinvest.com and all related Genève Invest websites may be collectively referred to as “www.geneveinvest.com”, “Genève Invest”, “us”, “we”, “Site”, “Website” or “the Company”. READ THIS PRIVACY POLICY CAREFULLY BECAUSE BY USING THIS WEBSITE AND ITS SERVICES, YOU EXPRESSLY AGREE TO BE BOUND BY THIS POLICY AND THE TERMS OF THIS AGREEMENT, INCLUDING THE USE OF ANY PERSONAL INFORMATION PROVIDED BY YOU OR COLLECTED ABOUT YOU AS DESCRIBED IN THIS PRIVACY POLICY. IF YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS OF THIS PRIVACY POLICY, YOU SHOULD NOT USE THIS WEB SITE OR ITS SERVICES.
General terms and conditions
Copyright and trademark rights
The texts, images, graphics and layout of this website are protected by copyright. Violations of this are subject to both civil and criminal prosecution. Reproduction of all or part of this website is permitted only with the prior written consent of Genève Invest. Individual use does not entitle the user to pass on content to third parties. The trademarks used on this website are protected and all rights belong to the respective trademark owners.
Disclaimer
Genève Invest shall not be liable for any loss or damage of any kind incurred as a result of the use of this website or the inability to access it, whether due to system maintenance or any technical malfunction. During business hours, clients can contact Genève Invest staff by phone. Genève Invest does not guarantee or assume liability for the completeness, accuracy or timeliness of the information provided on its website. It is your responsibility to independently verify the content made available through this website and our services. Genève Invest is not responsible and assumes no liability for websites referred to by hyperlink and does not adopt their content as its own.
Communication
Sending and receiving emails is used to speed up communication, prepare business deals or support customer service. On the way from the sender to the recipient, e-mails can be read, falsified and delivered too late. For these reasons, contracts and declarations of intent cannot be effectively concluded or handed over to our company by e-mail. These declarations become effective only after written confirmation by you. Any liability of our company for claims that could be based on communication by e-mail is excluded. By starting communication by e-mail with our company, you accept these terms. It is your responsibility to ensure that the information and content downloaded or otherwise selected onto your system is scanned for viruses or other destructive features.
Terms of use in relation to financial information
General information
The information on the Genève Invest websites and the publications issued in our name are intended for private use only. Genève Invest does not guarantee that the information on these web pages or in our publications is suitable or usable for other services and ancillary services. The prices of the products (shares, securities, derivatives or other financial instruments) may rise as well as fall. Also, returns (dividends, interest, etc.) cannot be guaranteed. You may not get back the full amount invested. Exchange rate fluctuations can additionally influence the values of foreign investments. Particularly in the case of stock market investments, there is a risk of loss, up to and including total loss. The prices of the products (shares, securities, derivatives or other financial instruments) may rise as well as fall. Also, returns (dividends, interest, etc.) cannot be guaranteed. You may not get back the full amount invested. Exchange rate fluctuations can additionally influence the values of foreign investments. Particularly in the case of stock market investments, there is a risk of loss, up to and including total loss. Derivative transactions (warrants and leverage certificates) are forward transactions. The above-average opportunities are offset by considerable risks, including total loss. It is strongly recommended to get more detailed information about the mechanisms, opportunities and risks of such products. Only those who have understood the mechanisms, opportunities and risks of the products described there, in particular warrants and leverage certificates, should participate in speculation with warrants.
Privacy
For us at Genève Invest, the protection of your personal data is a very important concern. Therefore, it is a matter of course for us to treat your personal data in accordance with the applicable data protection regulations. With this privacy policy, we explain to you what data is collected, processed and used for what purposes in the context of the use of this website and what rights you have.
Collection and processing of data when you visit our website
As is common with many other websites, the retrieval of individual web pages from our web servers and the Google Analytics internet analysis software that we use collects and processes the following non-personal data:
Collection and processing of personal data and consent
We collect, process and use personal data such as your name, postal address, e-mail address or other contact details only if they have been entered by you on the website and transmitted to us and to the extent that such collection, processing and use is permitted by law or covered by your consent. The use of certain services on our website, such as forecasts, information and study requests, the contact form, the callback service and registration for our newsletter makes it necessary to collect, process and use personal data. In this case, we take the requirement of data economy seriously and only collect those personal data marked as mandatory fields in the respective online forms that are required for the purpose of using and processing the respective service. The personal data entered in the other fields of the form are voluntary and will be used by us for the purpose of addressing you more personally and/or individually or, for example, to improve the service for you by enabling you to make inquiries. For each of these services, we inform you at the appropriate place on our website about the purposes for which we collect, process and use the respective personal data. Any collection, processing and use of your personal data will only take place for the purposes stated and to the extent necessary to achieve these purposes. In addition, if your consent is required for a certain collection, processing and use of data, such as service phone calls and the use of our newsletter or information e-mails, we will of course obtain your consent in advance in the relevant area of our website. These consent forms are recorded by us and can be accessed by you at any time at the appropriate place on our website. We recommend that you print the consent forms for your own records. You are entitled to revoke any consent you have given at any time, in whole or in part, with effect for the future.We will also record any such revocation. If necessary/required, your data will be destroyed in accordance with all DSGVO guidelines and requirements.
Data processing
Personal data processed during a financial transaction or inquiry may include the following information:
- Identifying information, e.g., names, addresses, phone numbers, email addresses, business contact information;
- Personal characteristics, e.g. date of birth, country of birth;
- Employment-related information, e.g., employment history, titles, authorized representatives;
- Identification features of authorities, e.g. passport, identity card, tax identification number, social security number, social security number;
- Financial information, e.g., information regarding financial and credit history, bank account information;
- Transaction/investment information, e.g., current and past investments, investment profile, investment preferences and amount invested, number and value of securities owned, role in transactions (seller/buyer of securities), transaction details;
- Cookie information, e.g. cookies and similar technology on websites and in emails (please also take a look at our Cookie Policy).
Automatic logging
Our web servers automatically store every access or retrieval of a web page or file belonging to our website temporarily in a log file. The following data are stored until their automated deletion after evaluation by the web analysis software Google Analytics used by us:
- IP address of the requesting computer
- Name and URL of the accessed file
- Date and time of access
- Amount of data transferred
- Message whether the retrieval was successful
- Recognition data of the browser used and the operating system of the requesting computer
- URL of the referring web page, if the access took place via a link, and in addition the search term, if the access took place via a search engine
- Name of your Internet access provider
This data cannot be assigned to specific persons and is therefore not personal. A combination of this data with other data or a transfer of this data takes place exclusively for the creation of personal user profiles. The data is processed solely for the purpose of enabling the use of the website (connection establishment), for internal system-related purposes such as technical administration and system security, and for the needs-based design and optimization of this website with our web analysis software Google Analytics.
Cookies
Our web servers store so-called “cookies” in the memory of your browser, i.e. small text files with data that serve the technical session control, in particular the identification of the browser, for the duration of the visit to the website. These cookies are automatically deleted 120 days after your visit to our website. They facilitate navigation through our website and allow us to make an anonymous evaluation of general user behavior based on the number of visitors. Of course, you can also view our website without cookies. Most browsers accept cookies automatically. You can prevent cookies from being stored or have your browser warn you before a cookie is stored by adjusting your browser settings accordingly. For more information about these features, see your browser’s Help menu. However, you may have limited or no use of some of our website features, web pages or parts thereof if you restrict the use of cookies.
Clear GIFS (“Web Beacons”)
Also known as “web beacons” or “single-pixel GIFs,” clear GIFs are very small images (typically 1 x 1 pixel) that help websites better understand their customers. Even though all kinds of files can act as web beacons, clear GIFs are the most popular because they cannot interfere with the operation of web pages due to their very small file size. Clear GIFs work like cookies and are used to track and measure online actions performed by website users. Unlike cookies, clear GIFs are not stored on the user’s hard drive, but are embedded in the graphics, text or other components of the web pages. Web pages and graphical emails use codes that give instructions to your computer when a page is opened. While these typically include the text and graphics visible to you on the screen, web pages also often include instructions or tags that prompt the web page’s server to send you more content (for example, an image or block of text that changes frequently). Web beacons are retrieved in the same way as the text and graphics visible to you on a web page or in an email, and the action of retrieving the material from another server allows the event to be counted. When a user’s browser requests information from our website, we may use GIFs to collect “passive” information such as your computer’s IP address, the time the material was viewed, the type of browser that retrieved the image, and the prior existence of cookies from our site. This is information that can be collected through the use of cookies. Web beacons do not reveal any “additional” information. They conveniently help us to collect the simple statistics and manage cookies. Clear GIFs can be used by third parties to monitor activity on the website. Disabling browser cookies prevents web beacons from tracking their specific activities. However, web beacons can still record an anonymous visit from your IP address.
This website uses Facebook tools that may use cookies, web beacons, and other storage technologies to collect or obtain information from your web pages and other places on the Internet, and then use that information to provide measurement services and targeted advertisements. You can stop data collection and find more information about your options here: http://www.aboutads.info/choices and http://www.youronlinechoices.eu.
Google Analytics
This website uses Google Analytics, a service provided by Google Inc. (“Google”) web analytics service provided by Google. Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of this website is usually transferred to a Google server in the USA and stored there. However, if IP anonymization is enabled on this website, your IP address will be truncated beforehand by Google within the Member States of the European Union or other contracting parties to the Agreement on the European Economic Area. Only in exceptional cases is the full IP address transmitted to a Google server in the USA and shortened there. On behalf of the operator of this website, Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity and providing other services relating to website activity and internet usage to the website operator. The IP address transmitted by Google Analytics as part of Google Analytics is not merged with other data from Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. In addition, you can prevent the collection by Google of the data generated by the cookie and related to your use of the website (including your IP address) and the processing of this data by Google by downloading and installing the browser plugin available at the following link (http://tools.google.com/dlpage/gaoptout?hl=de). Like many other websites, this website uses the online advertising program Google AdWords and, as part of it, Google Conversion Tracking to determine on which websites our ads work best. Google AdWords leaves a cookie on your computer when you visit this website via a Google ad. These cookies lose their validity after 540 days and are not used for personal identification. If you visit certain pages of this website and the cookie has not yet expired, Google and we can recognize that you clicked on the ad and were redirected to this page. Each advertiser receives different cookies. Cookies cannot be tracked through advertisers’ websites. The information obtained using the conversion cookie is used to determine which visitors have triggered a specific action on our website through advertising. We learn the total number of users who clicked on our ads and which clicks resulted in an action. However, we do not receive any information that can be used to personally identify a user. If you do not wish to participate in the tracking process, you can delete the Google Conversion Tracking cookie via your Internet browser under User Settings or also deactivate it by setting your browser to block cookies from the domain “googleadservices.com”.You will not be included in the conversion tracking statistics. By using this website, you consent to the processing of data about you by Google in the context of Google Remarketing and Google Conversion Tracking in the manner and for the purposes set out above. If necessary, please inform yourself about Google’s privacy policy before using this website.
Data transmission
The personal data collected in the course of using this website will not be passed on to third parties or transmitted in any other way. Exceptions to this are the transfer of personal data to our data processors, state institutions and authorities as well as to private legal owners due to legal regulations or judicial or official decisions and the transfer to state institutions and authorities in the event of attacks on our legal assets for the purposes of legal or criminal prosecution. The external service providers used to operate the website or to provide certain services on our website exclusively process personal data on our behalf and are contractually obligated to comply with the applicable legal provisions on data protection and data security.They are not considered third parties in the sense of data protection law.
How we protect your data
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place physical, electronic, and managerial procedures to safeguard the information we collect online. We will continue to take reasonable steps to provide effective privacy protection at all times, however, no security technology can guarantee the invulnerability of the information disclosed. Therefore, Genève Invest cannot and does not guarantee the security of any information you transmit to us or to any third party affiliated with the Site. It is important that you protect yourself from unauthorized access to your password and computer. Be sure to log off after using a shared computer.
Your rights
Information and information rights
You have the right at any time to obtain information about the data stored about you, its origin and recipients, as well as the purpose of storage. You can contact us at the following address: info.de@geneveinvest.com or by mail at 10, rue Michel Rodange L-2430 Luxembourg. If you have any questions about our privacy policy or would like more information, you can also contact us at these addresses. We only reveal the last five digits of your credit card number when you confirm an order. Of course, we transfer the full credit card number to the credit card company during order processing. It is important that you protect yourself against unauthorized access to your password and to your computer. Be sure to log off after using a shared computer.
Selection/logout
As a newsletter subscriber, you always have the option to stop receiving it. At the end of each newsletter there is an option to unsubscribe. Just click on “Please click here to unsubscribe”.
Correct/Update
Our customers can correct, retrieve and update relevant personal data obtained through the website. Mechanisms include online, email, phone, mail, etc. This allows us to ensure that the information we collect is accurate and up-to-date. You can correct, retrieve and update your personal information by sending an email to info.de@genèveinvest.com.
Report request of your stored data
To request a report of what information has been stored on your account or to request that we delete all such information, please send us an e-mail here.
Terms of use, announcements and changes
If you choose to visit Genève Invest, your visit and any privacy dispute will be governed by this notice and our Terms of Use, including limitations on damages, dispute resolution and the application of Luxembourg law. Our business is constantly changing. This notice and the Terms of Use will also change, and the use of information we collect at this time is subject to the Privacy Policy in effect at the time of use.
Changes to the privacy policy
It may be necessary to amend this privacy policy from time to time, for example due to the further development of our website or legal changes. Genève Invest therefore reserves the right to change the privacy policy at any time with effect for the future. We therefore recommend that you re-read this privacy policy at regular intervals.